Overview

The PSD2 API has two available environments:

Production environment:

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https://banking.zdata.io/api

Development environment:

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https://banking.dev.zdata.io/api

Consents

Consents are a fundamental building block of the PSD2 API, they give you access to a user's banking data.

To obtain a usable consent you must first create a new consent, the response will contain a redirectUrl which the user will have to be redirected to. Here the user will be able to select their bank, perform a strong customer authentication to authenticate themselves and finally approve the access to their account information.

A consent is only usable when the status is Authorized .
They typically last for 90 days and must be refreshed before that time in order to continue working.
A consent can be used with or without the user present, we do so by specifying PSU-IP-Address where we use it. to the IP-Address of the user