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Aritma Banking API (1.0.0)

API versioning

Over time there will be introduced changes to the API as we continuously introduce improvements. You have the option to use a specific version or the most recent version, supported versions are available in the response header api-supported-versions.

Use a specific version of the API by specifying the api-version header, for example api-version: 1.0. If you don't specify the header, the latest version will be used. If a version has been scheduled to be removed, it will be reported through the api-deprecated-versions header, for example api-deprecated-versions: 1.0, 1.1.

Idempotency

The API supports idempotency for safely retrying POST requests without accidentally performing the operation twice. To perform an idempotent request, specify the Idempotency-Key: UUID header with a value on UUID format, example: Idempotency-Key: 5bfa15da-0969-46a3-820d-be0ec7a16c24.

The idempotency works by storing the status code and body of the first response made for the idempotency key for a short timespan, regardless of whether if succeeds or fails. Subsequent request with the same key returns the response of the previous response. The presence of response header Idempotent-Replayed: true indicates that a previous response has been returned. Note that the replayed responses for created resources would change from status 201 to 200 ok, indicating that no resource was created.

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Servers
Mock server
https://developer.aritma.com/_mock/apis/banking/v4/openapi/banking-openapi
https://banking.dev.zdata.io/api

Accounts

Access account information.

Operations

Banks

Access information about the available banks.

Operations

Consents

Obtaining a consent is the first thing you need to do in order to access bank information.

Start by sending a request to the create consent endpoint which will return a link you can redirect the user to. When the user visits the link, we will gather the necessary information needed to obtain a consent linked to the chosen bank.

When a consent has been obtained you can use it to access data through the available endpoints, keep in mind that a consent can potentially be withdrawn by the user at any point.

Operations

Payments

Operations

SigningBaskets

Signing baskets are short-lived vessels used for authorizing several payments with one SCA operation.

Operations