## Overview

The PSD2 API has two available environments:

Production environment:


```http
https://banking.aritma.io/api
```

Development environment:


```http
https://banking.dev.aritma.io/api
```

## Consents

Consents are a fundamental building block of the PSD2 API, they give you access to a user's banking data.

To obtain a usable consent you must first create a new consent, the response will contain a `redirectUrl` which the user will have to be redirected to.
Here the user will be able to select their bank, perform a strong customer authentication to authenticate themselves
and finally approve the access to their account information.

* A consent is only usable when the status is `Authorized`.
* They typically last for 90 days and must be refreshed before that time in order to continue working.
* A consent can be used with or without the user present, we do so by specifying `PSU-IP-Address` where we use it. to the IP-Address of the user